These are the terms for buying and using The Budget Reset Kit, sold by Teresa Gratton, doing business as Cashflow & Coffee ("we," "us"). Buying the kit or any add-on means you agree to them.
Digital products: the 3 PDF guides in The Budget Reset Kit, and any add-ons you choose at checkout or right after it, which include spreadsheets and text files. Everything is delivered online through your access page. Nothing physical ships.
Your purchase gives your household a personal, non-transferable license to use the videos and printables. You may print them for your own family. You may not resell, share, or redistribute them.
Prices are shown at checkout in US dollars and charged once. Nothing here is a subscription. Add-ons offered after checkout are charged to the card you just used only when you click to add them.
If you don't know where your money goes within 30 days of starting, reply to your receipt email within 30 days of your purchase and we'll refund the whole order. A refund ends access to the kit.
The kit and its add-ons are personal finance education. They are not financial, legal, tax, or investment advice, and buying them does not make us your accountant or advisor. Decisions about your money are yours. Talk to a licensed professional about your situation before acting on anything you read here.
To the maximum extent the law allows, our total liability for anything related to a purchase is capped at the amount you paid us.
The guides, spreadsheets, prompts, and brand belong to Cashflow & Coffee. The license above is what you get.
These terms are governed by the laws of the State of Delaware.
Reply to any email from us. Cashflow & Coffee is based in Delaware.